◆ Dispute templates
The letters we generate, ready to send.
Every active subscriber gets PDF exports of these, pre-filled with their ledger math and state-specific statutes.
Template
Reconciliation Demand
Formal request for true-up of revenue-linked debits against actual deposits. Cites UCC Article 9 §9-607.
Template
Stacking Notice
Puts a second-position funder on notice that their debit is operating in parallel with a senior agreement.
Template
Factor Rate Challenge
Challenges the effective APR where daily debits imply a rate beyond what was disclosed.
Template
Post-RTR Cease Letter
Directs the funder to halt ACH debits once the specified amount has been collected.
Template
UCC Lien Response
Template response when a funder files a UCC-1 that was not agreed to in writing.
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Helm is not a law firm. These templates are form documents designed to be reviewed and sent by the business owner or their counsel. They are not a substitute for legal advice.